Hi, I’m Bonnie Merrill. As a professional writer, I want to create this article to provide helpful and reliable information about Angel Oak Mortgage, a trusted mortgage lender that can help you with your home financing needs.
The Problem
Many homebuyers and homeowners face the challenge of finding a credible mortgage lender that can provide them with the right home financing options. It can be a daunting task to find a lender that offers reasonable rates, flexible terms, and excellent customer service. This is where Angel Oak Mortgage comes in.
The Solution
Angel Oak Mortgage is a leading mortgage lender that specializes in providing non-QM loans to individuals who may not qualify for traditional mortgages. They offer a variety of loan programs that cater to different needs and situations, including self-employed borrowers, foreign nationals, and those with lower credit scores. With Angel Oak Mortgage, you can get the financing you need to purchase a new home or refinance your existing one.
What You Need to Know About Angel Oak Mortgage
Here are some important things you need to know about Angel Oak Mortgage:
1. Angel Oak Mortgage is a top-rated mortgage lender that has been in business since 2008.
2. They offer a variety of loan programs, including conventional, FHA, VA, and non-QM loans.
3. They have a team of experienced loan officers who can help you find the right loan program for your needs.
4. They have a streamlined application process that makes it easy to apply for a loan online.
5. They offer competitive rates and flexible terms to help you save money on your mortgage.
6. They provide excellent customer service and support throughout the loan process.
Frequently Asked Questions
- Q: What is a non-QM loan?
- A: A non-QM loan is a type of mortgage that does not meet the standard requirements of a traditional mortgage.
- Q: Who can qualify for a non-QM loan?
- A: Non-QM loans are designed for individuals who may not qualify for traditional mortgages due to factors such as self-employment, irregular income, or credit issues.
- Q: What types of non-QM loans does Angel Oak Mortgage offer?
- A: Angel Oak Mortgage offers a variety of non-QM loan programs, including bank statement loans, investor cash flow loans, and asset-based loans.
- Q: What are the benefits of working with Angel Oak Mortgage?
- A: Angel Oak Mortgage offers competitive rates, flexible terms, and excellent customer service to help you get the financing you need for your home.
- Q: How do I apply for a loan with Angel Oak Mortgage?
- A: You can apply for a loan with Angel Oak Mortgage online or by contacting one of their loan officers.
- Q: How long does it take to get approved for a mortgage with Angel Oak Mortgage?
- A: The approval process can vary depending on the loan program and your individual situation, but Angel Oak Mortgage strives to provide a fast and efficient approval process.
- Q: Can I refinance my existing mortgage with Angel Oak Mortgage?
- A: Yes, Angel Oak Mortgage offers refinancing options for homeowners who want to lower their monthly payments or take cash out of their home equity.
- Q: What kind of customer support does Angel Oak Mortgage provide?
- A: Angel Oak Mortgage has a team of dedicated loan officers who can answer your questions and provide support throughout the loan process.
The Pros of Working with Angel Oak Mortgage
Working with Angel Oak Mortgage has many benefits, including:
– Competitive rates and flexible terms
– Streamlined application process
– Experienced loan officers
– Expertise in non-QM loans
– Excellent customer service and support
Tips for Choosing a Mortgage Lender
Here are some tips to help you choose the right mortgage lender:
– Research different lenders and compare their rates and terms
– Check their customer reviews and ratings
– Look for a lender with experience in your specific situation
– Ask questions and make sure you understand the loan process
– Choose a lender that offers excellent customer service and support
Summary
Angel Oak Mortgage is a reliable mortgage lender that can help you get the financing you need for your home. With a variety of loan programs, competitive rates, and excellent customer service, they can provide you with a hassle-free and efficient loan process. Whether you’re a first-time homebuyer or a homeowner looking to refinance, Angel Oak Mortgage has the expertise and experience to help you achieve your home financing goals.